From customer slip-and-fall injuries to damage to computers due to a leaky overhead pipe to accidents in company vehicles, small businesses have to be prepared for the potential financial impact from a wide range of risks.
Property and Casualty Insurance covers physical property—your building, furniture, equipment, inventory, landscaping, outdoor signage and more—based upon the value of your assets and your exposure to risk.
General Liability Insurance protects you against damages that can result from any of the day-to-day uncertainties that arise.
Workers’ Compensation Insurance takes care of your most valuable assets—your employees—while protecting your business in the event that an accident occurs on the job.
Business Umbrella Liability Insurance protects your assets from being depleted when your liability exceeds the limits of your other insurance policies.
Professional Liability Insurance protects your assets when your business is held accountable for presenting an opinion, making a recommendation, developing a solution, or providing a service.
Cyber and Privacy Liability Insurance covers a business' liability for a data breach where the firm's customers' personal information is stolen or exposed by a criminal or hacker who has gained access to the firm's private network. The policies cover a variety of expenses associated with data breaches such as notification costs, costs to defend claims by state regulators, credit monitoring for those affected, fines, penalties, and losses resulting from identity theft.
Employee Practices Liability Insurance protects your business when employees make claims relating to lawsuits involving breach of employment contract. Types of coverage examples may include deprivation of career opportunity, discrimination, failure to employ or promote, negligent evaluation, sexual harassment, wrongful discipline, wrongful infliction of emotional distress, wrongful termination.
Other Property and Liability Insurance options are available relative to the special needs of your business and industry.
Copyright © 2024 First Choice Legacy, LLC - All Rights Reserved.